Major Banks Analysis May 2016

The major banks cash earnings fell 2.8% in the half year to $14.9bn

The major banks cash earnings fell 2.8% in the half year to $14.9bn

The major banks cash earnings fell 2.8% in the half year to $14.9bn

Our biannual analysis of the four major Australian banks’ results covers a breadth of themes facing the banking industry including; bad debts, capital & returns, asset growth, margins and more. In this issue we also cover our 'hot topic' on Banking 2020: The future of banks in Australia.

 

In this edition of Banking Matters, we share our analysis on the four major Australian banks' results, plus our 'Hot topic' on Banking 2020: the future of banks in Australia. The Major Banks Analysis (MBA) covers a breadth of themes facing the banking industry including bad debts, capital & returns, asset growth, margins and more.
In this edition of Banking Matters, we share our analysis on the four major Australian banks' results, plus our 'Hot topic' on Banking 2020: the future of banks in Australia. The Major Banks Analysis (MBA) covers a breadth of themes facing the banking industry including bad debts, capital & returns, asset growth, margins and more.
In this edition of Banking Matters, we share our analysis on the four major Australian banks' results, plus our 'Hot topic' on Banking 2020: the future of banks in Australia. The Major Banks Analysis (MBA) covers a breadth of themes facing the banking industry including bad debts, capital & returns, asset growth, margins and more.
In this edition of Banking Matters, we share our analysis on the four major Australian banks' results, plus our 'Hot topic' on Banking 2020: the future of banks in Australia. The Major Banks Analysis (MBA) covers a breadth of themes facing the banking industry including bad debts, capital & returns, asset growth, margins and more.
In this edition of Banking Matters, we share our analysis on the four major Australian banks' results, plus our 'Hot topic' on Banking 2020: the future of banks in Australia. The Major Banks Analysis (MBA) covers a breadth of themes facing the banking industry including bad debts, capital & returns, asset growth, margins and more.

Major Banks Analysis

The half year results should serve to remind us just how complicated it is to be a Major Bank in Australia right now - a solid performance but…where to from here?

The majors face a confluence of factors that will shape the future of banking: fundamental forces in the external environment, moderation in the traditional drivers of growth and an increasingly binding set of constraints- both external (regulation, capital, funding) and internal (legacy, culture).

At the same time, the social context is changing rapidly, making for a very challenging outlook...

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Hot topic

Banking 2020: The future of banking in Australia

What does the Australian bank of the future look like? At PwC Strategy&, we think the bank of 2020 and beyond will be simpler – with a less complicated service offering better aligned to customer demands. It will be smaller – with a streamlined operational profile, business architecture and balance sheet to better deliver that service offering. And it will be more deeply connected to customers (and partners) – to solve new kinds of problems in ways banks haven't in the past.

To assist with the future planning, we have identified six fundamental priorities for Australian banks over the next few years...

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Previous editions

Major Banks Analysis November 2015

The Major Banks have continued to do what they do best and delivered another set of record results. Business reshaping and investment in innovation feature heavily in the result and outlook.

View analysis

Major Banks Analysis May 2015

Regulatory and market pressures are pointing towards all the banks holding more capital, systematic risks are building and digital is changing the price of everything. In setting course for the future, banks will be thinking carefully about where to invest to generate capital growth over the medium term, if they are to achieve their ambitious return on equity targets. 

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